BANKRUPTCY LAW (Automatic Stay): In these times, creditors should be generous in allowing borrowers to repay balances. If debtor files for bankruptcy, insisting on collection may be costly. When the debtor files for bankruptcy, 11 USC Sec. 362(a) prohibits further...

The purpose of the Bankruptcy Code is to relieve borrowers who are in over their heads to terminate (discharge) unsecured debt [Chapter 7 Bankruptcy], or to restructure debt, including, in some cases, mortgages (Chapter 11 and Chapter 13 Bankruptcy). Chapter 7, for...

Judge William Alsup of the US District Court in San Francisco applied the law of pleading, and upheld the Plaintiff’s ability to amend her federal civil rights claims against Wells Fargo Bank. Judge Alsup based his opinion on rulings of the US Supreme Court, as well...