Hearthstone Legal Group

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NOTICE TO CLIENTS AND POTENTIAL CLIENTS: We remain available to serve our clients and potential clients during the COVID-19 pandemic. We work through telephonic and internet platforms to serve you. 

A law is valuable, not because it is a law, but because there is right in it.


Hablamos Español y Português

Favor de llamarnos. Estamos aqui para atenderle.
Favor de ligar-nos. Estamos aqui para ajudar.

Your Justice Is Our Priority

We seek to protect your rights. We work with State and Federal law. We have a long record of success.

Primary Practice Areas


The Firm focuses on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business. Learn More

Debt Issues

Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy.
Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders are there collection agencies. Learn More

Fair Lending

All laws administered by National Banks are search to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws. Learn More

Real Estate and Business Matters

The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. Learn More

Primary Practices

Debt, real estate, and bankruptcy, all meet up at the junction of loan fairness, ability to pay, and state and federal regulations. We seek to vindicate your rights.
To save your home, don’t go it alone.

Contact Us About Your Case

9 + 6 =

From Our Clients*

*As with anything, these previous results do not result in a guarantee of success in any future case, because each borrower, and each case, is different.

The US Trustee would have sold our house in the bankruptcy. Through Mr. Wiggins we were able to procure a loan to pay off the equity. We kept our house and discharged the unsecured debt.
We are grateful to Mr. Wiggins for helping us keep our home.

DP, Bellflower

I’m glad Mr. Wiggins was fighting for us. We knew that the other side could have an army of attorneys going after us as soon as we went to court. But he thought the case would go away. He was right. The debt was dismissed. We are very grateful.

BD, Long Beach

The US trustee wanted to take away all of our life insurance. Mr. Wiggins was able to convince him that the life insurance was fully exempt.
He was able to protect this valuable asset.

JJ, Los Angeles

The case proceeded exactly as Mr Wiggins outlined. I was able to recover a large amount of mortgage overpayment. It was awesome.

HA, Brea

Recent News

Real Estate/Bankruptcy

Real Estate/Bankruptcy

Whether a real estate agent sold her rights to her commission, or received a loan in that amount from the factor financer was a question to be determined by the facts of the case. Here, where factoring company sought payment from the realtor during her bankruptcy, the...



Although it is not alone in its financial woes, the bankruptcy filing of cryptocurrency giant FTX Trading, Ltd., has probably gotten the most attention of the cryptocurrency firms that are in deep financial distress (“the Crypto Winter”). This article discusses the...

The Equal Credit Opportunity Act

The Equal Credit Opportunity Act

​The Equal Credit Opportunity Act (Title 15 United States Code, Sec. 1691), which has been law since 1974, is intended to curb discrimination in “credit transactions.” Specifically, it protects racial minorities, women, religious minorities, and others who might...

Let’s Work Together

Proud to serve as a “debt relief agency,” assisting individuals, couples and companies filing for bankruptcy under Title 11 of the United States Code, and those seeking loan repayment/debt relief assistance, pursuant to state and federal law, such as Title 15 of the United States Code.

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