NOTICE TO CLIENTS AND POTENTIAL CLIENTS: We remain available to serve our clients and potential clients during the COVID-19 pandemic. We work through telephonic and internet platforms to serve you.
A law is valuable, not because it is a law, but because there is right in it.
– HENRY WARD BEECHER, Life Thoughts
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Your Justice Is Our Priority
We seek to protect your rights. We work with State and Federal law. We have a long record of success.
Primary Practice Areas
Bankruptcy
The Firm focuses on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business. Learn More
Debt Issues
Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy.
Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders are there collection agencies. Learn More
Fair Lending
All laws administered by National Banks are search to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws. Learn More
Real Estate and Business Matters
The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. Learn More
Primary Practices
Debt, real estate, and bankruptcy, all meet up at the junction of loan fairness, ability to pay, and state and federal regulations. We seek to vindicate your rights.
To save your home, don’t go it alone.
Contact Us About Your Case
From Our Clients*
*As with anything, these previous results do not result in a guarantee of success in any future case, because each borrower, and each case, is different.
The US Trustee would have sold our house in the bankruptcy. Through Mr. Wiggins we were able to procure a loan to pay off the equity. We kept our house and discharged the unsecured debt.
We are grateful to Mr. Wiggins for helping us keep our home.
I’m glad Mr. Wiggins was fighting for us. We knew that the other side could have an army of attorneys going after us as soon as we went to court. But he thought the case would go away. He was right. The debt was dismissed. We are very grateful.
The US trustee wanted to take away all of our life insurance. Mr. Wiggins was able to convince him that the life insurance was fully exempt.
He was able to protect this valuable asset.
The case proceeded exactly as Mr Wiggins outlined. I was able to recover a large amount of mortgage overpayment. It was awesome.
Recent News
Real Estate: Balloon Mortgage
Some mortgage terms don’t look like they sound. For example, a “balloon mortgage” is a mortgage loan in which the monthly payments are not large enough to repay the loan by the end of the term. So at the end of the term, the remaining balance comes due in a single...
9th Circuit: State Court Judgment Can’t Be Manipulated to Deprive Debtor of Federal Rights
A medical debt collector sued the patient debtor for non-payment of a medical bill. As part of its collection process, it sent an inaccurate description of the patient’s rights to the debtor. Based on this inaccuracy, the patient-debtor sued the debt collector under...
Trust in Comments: Court Holds Loan to Trust to be “Consumer Loan,” Protected by Fair Lending Laws
When representing clients, attorneys rely on the words of the law (a “statute”) and ask the court to implement the plain, obvious meaning of its words. When it comes to federal statutes, however, it is easy to overlook the “comments” by the lawyers for the...
