Hearthstone Legal Group

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NOTICE TO CLIENTS AND POTENTIAL CLIENTS: We remain available to serve our clients and potential clients during the COVID-19 pandemic. We work through telephonic and internet platforms to serve you. 

A law is valuable, not because it is a law, but because there is right in it.


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Favor de llamarnos. Estamos aqui para atenderle.
Favor de ligar-nos. Estamos aqui para ajudar.

Your Justice Is Our Priority

We seek to protect your rights. We work with State and Federal law. We have a long record of success.

Primary Practice Areas


The Firm focuses on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business. Learn More

Debt Issues

Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy.
Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders are there collection agencies. Learn More

Fair Lending

All laws administered by National Banks are search to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws. Learn More

Real Estate and Business Matters

The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. Learn More

Primary Practices

Debt, real estate, and bankruptcy, all meet up at the junction of loan fairness, ability to pay, and state and federal regulations. We seek to vindicate your rights.
To save your home, don’t go it alone.

Contact Us About Your Case

8 + 13 =

From Our Clients*

*As with anything, these previous results do not result in a guarantee of success in any future case, because each borrower, and each case, is different.

The US Trustee would have sold our house in the bankruptcy. Through Mr. Wiggins we were able to procure a loan to pay off the equity. We kept our house and discharged the unsecured debt.
We are grateful to Mr. Wiggins for helping us keep our home.

DP, Bellflower

I’m glad Mr. Wiggins was fighting for us. We knew that the other side could have an army of attorneys going after us as soon as we went to court. But he thought the case would go away. He was right. The debt was dismissed. We are very grateful.

BD, Long Beach

The US trustee wanted to take away all of our life insurance. Mr. Wiggins was able to convince him that the life insurance was fully exempt.
He was able to protect this valuable asset.

JJ, Los Angeles

The case proceeded exactly as Mr Wiggins outlined. I was able to recover a large amount of mortgage overpayment. It was awesome.

HA, Brea

Recent News

A Pledge Of Funds

A Pledge Of Funds

BANKRUPTCY LAW: Where student debtor receives a pledge of funds from a lender (creditor) or otherwise never actually receives funds from the lender, then that debt is an exception to the general rule of non-dischargeability. In other words, if the student debtor never...

The Right To Dismiss

The Right To Dismiss

BANKRUPTCY LAW: According to 11 USC Sec. 1307 (b), “[o]n request of the debtor at any time, if the case has not been converted under section 706, 1112, or 1208 of this title, the court shall dismiss a case under this chapter. Any waiver of the right to dismiss under...

STUDENT LOANS: The Shifting Grounds for Relief

STUDENT LOANS: The Shifting Grounds for Relief

In Lujan v. Defenders of Wildlife (1992) 504 US 555, 575-578, a very conservative jurist, Associate Justice Antonin Scalia, wrote the following:    “To permit Congress to convert the undifferentiated public interest in executive officers' compliance with the law into...

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